Privacy Policy

This Privacy Policy describes how Cover AI (“Company,” “we,” “our,” or “us”) collects, uses, and protects your information when you visit or interact with our website https://businessinsuranceusa.net/(the “Site”).

By using our Site, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal and non-personal information through our website, forms, conversations, and integrations with partner platforms. This includes:

  • Contact information: name, phone number, email, mailing address
  • Insurance details: coverage needs, quote submissions, policy interests
  • Demographics and identifiers: date of birth, ZIP code, language preference
  • Health information: for life and health quotes (where required and permitted)
  • Financial information: only when necessary for underwriting
  • Technical data: IP address, browser type, device ID, session activity
  • Communications: chats, emails, or calls with our licensed agents

We may also collect data from third-party providers or insurance carriers to assist in accurate quoting and underwriting.

2. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and improve our services.

  • Respond to inquiries and communicate with you.

  • Personalize your experience on the Site.

  • Analyze website performance and usage trends.

  • Comply with legal requirements.

3. Cookies and Tracking Technologies

Our Site may use cookies and similar technologies to enhance user experience, analyze traffic, and improve functionality. You may disable cookies in your browser settings, but some features of the Site may not function properly.

4. Sharing of Information

We do not sell or rent your personal information. We may share information only in the following cases:

  • With trusted service providers who assist in operating our business.

  • To comply with legal obligations.

  • To protect the rights, property, or safety of our Company, users, or others.

5. Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure.

6. Your Privacy Rights

Depending on your location, you may have rights regarding your personal data, including access, correction, deletion, or restriction of processing. To exercise these rights, please contact us at the email address below.

7. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Cover AI 
3400 Dundee Rd, Suite 150
Northbrook, IL 60062
Phone: (312) 395-0872
Email: info@coverai.net
National Producer Number (NPN): 21552626
Agency License #: 3003609556
Website: https://businessinsuranceusa.net

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