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Whether you're remodeling kitchens, wiring buildings, or paving driveways — the job comes with risks. Contractor insurance keeps your tools, team, and reputation protected, so you can focus on building what matters.
Injury claims
Equipment loss
Property damage
General Liability
Covers property damage or bodily injuries caused to third parties.
Tools & Equipment
Protects your gear from theft, vandalism, or jobsite damage
Workers’ Compensation
Pays for injuries or lost wages if a crew member gets hurt on the job.
Commercial Auto
Covers business-use vehicles for accidents, liability, and repairs
Business Interruption
Replaces lost income if your project or operations are temporarily disrupted.
Surety Bonds
Required for contracts and licensing — guarantees work completion and compliance
Cyber Liability (Optional)
Protects from client data breaches, ransomware, or email fraud.
We combine smart technology with real human support. Enjoy free, dedicated access to a knowledgeable advisor who’s ready to answer your questions, offer guidance, and help you navigate every step of the insurance process.
If you're bidding on projects, working on-site, or hiring subcontractors — this protection is critical.
You may need this if you are a:
Contractor insurance is more affordable than you think. Pricing depends on:
Type of work you do
Number of employees
Annual revenue
Tools and vehicles owned
Designed for small and mid-sized contracting businesses
Instant online quotes — no long forms
Licensed U.S. agents and AI Simon for fast answers
Help with certificates, audits, and claims
Cover AI LLC Insurance Agency License No: 3003609556
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