Licenses & Regulatory Information

Cover AI is a licensed insurance agency, authorized to provide insurance solutions to businesses across the United States. Operating under strict state and federal regulations, Cover AI ensures full compliance with all applicable insurance laws to protect our clients and maintain the integrity of the insurance marketplace.

This page outlines our regulatory status, licenses, and commitments to ethical practices for services offered through https://businessinsuranceusa.net/

Agency Credentials

  • Agency Name: Cover AI 

  • Headquarters Address: 3400 Dundee Rd, Suite 150, Northbrook, IL 60062

  • Phone: (312) 395-0872

  • Email: info@coverai.net

  • Website: https://businessinsuranceusa.net/

  • National Producer Number (NPN): 21552626

  • Agency License #: 3003609556

  • Illinois Insurance License #: 3003609556
  • Texas License #:

State Licensing

Cover AI and its appointed agents are licensed in multiple states to provide a variety of insurance products, including:

  • Business & Commercial Insurance

  • General Liability Insurance

  • Commercial Auto & Trucking Insurance

  • Workers’ Compensation Insurance

  • Property & Casualty Coverage

Licensing requirements vary by state, and Cover AI maintains compliance with each jurisdiction’s Department of Insurance.

Clients may verify our licenses by:

  • Searching the NIPR (National Insurance Producer Registry) database.

  • Contacting the Department of Insurance in your state.

Consumer Protection & Ethics

We are committed to:

  • Transparent disclosure of all fees, terms, and coverage limitations.

  • Avoiding conflicts of interest in insurance placement.

  • Providing fair, honest, and accurate representations of products.

  • Ensuring consumer privacy and compliance with data protection laws.

Complaint & Dispute Resolution

If you have concerns or complaints regarding our services:

  1. Contact us directly at (312) 395-0872 or info@coverai.net.

  2. If unresolved, you may contact your state’s Department of Insurance for regulatory assistance.

We take all complaints seriously and work to resolve issues promptly, in compliance with state and federal regulations.

Verification of Licenses

All Cover AI licenses and individual agent credentials are publicly available and verifiable through:

  • National Insurance Producer Registry (NIPR): https://www.nipr.com/

  • State Department of Insurance websites.

Commitment to Compliance

Cover AI is dedicated to:

  • Meeting or exceeding all insurance regulatory requirements.

  • Maintaining active continuing education (CE) for our agents.

  • Operating with the highest standards of professional ethics.

  • Protecting the trust placed in us by our business clients.

Need License Verification or Help Understanding Eligibility?

If you're unsure whether Cover AI can assist based on your location, please contact us before submitting any personal or insurance-related information. We are happy to guide you or refer you to a properly licensed provider in your state.

info@coverai.net
(312) 395-0872

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