Cookie Notice

Business Insurance USA (“Business Insurance USA,” “we,” “us,” or “our”) uses cookies and similar tracking technologies on businessinsuranceusa.net (the “Site”) to help the Site function, improve user experience, analyze traffic, and support our marketing and communication efforts.

This Cookie Notice explains what cookies are, how we use them, and what choices you may have regarding their use.

1. What are cookies?

Cookies are small text files placed on your device when you visit a website. They help websites remember your actions and preferences over time, recognize your browser, and improve how online services work.

We may also use similar technologies, such as pixels, tags, scripts, session storage, and local storage. For simplicity, we refer to all of these as “cookies” in this notice unless otherwise stated.

2. Why we use cookies

We use cookies for several reasons, including to:

  • keep the Site functioning properly;
  • remember your preferences and settings;
  • help you navigate pages efficiently;
  • understand how visitors use the Site;
  • improve the performance, usability, and security of the Site;
  • measure the effectiveness of our content, forms, quotes, and campaigns;
  • support integrations such as chat tools, quote tools, analytics, embedded content, or marketing services.

3. Types of cookies we may use

A. Strictly Necessary Cookies

These cookies are essential for the Site to operate correctly. They may be used to enable core functions such as page navigation, security, form submission, session management, and access to protected areas of the Site.

Without these cookies, certain parts of the Site may not function properly.

 

B. Functional Cookies

These cookies help us remember choices you make, such as form preferences, saved settings, language preferences, or other customizations that improve your experience.

 

C. Analytics Cookies

These cookies help us understand how visitors interact with the Site, such as which pages are visited, how long users stay, how they move through the Site, and whether any technical issues occur. This information helps us improve the Site and user experience.

 

D. Performance Cookies

These cookies help us monitor and improve Site speed, responsiveness, and technical performance.

 

E. Advertising and Marketing Cookies

These cookies may be used to deliver relevant advertising, track campaign performance, limit repeated ad displays, and measure whether visitors take actions after viewing ads or marketing content.

These cookies may be set by us or by third-party advertising and marketing providers.

4. First-party and third-party cookies

Some cookies are set directly by Business Insurance USA. These are called first-party cookies.

 

Other cookies may be set by third-party services that appear on or support our Site, such as:

  • analytics providers;
  • chat or customer support tools;
  • embedded content providers;
  • quote or application platforms;
  • form providers;
  • advertising and remarketing partners;
  • social media integrations.

 

These third parties may collect information in accordance with their own privacy and cookie policies.

5. Information collected through cookies

Depending on the cookie and your interaction with the Site, cookies may collect information such as:

  • IP address;
  • browser type and version;
  • device type;
  • operating system;
  • pages visited and time spent on pages;
  • referring website or source;
  • clicks, navigation paths, and interactions;
  • general location information derived from IP address;
  • session identifiers;
  • form activity or preferences.

 

Cookies generally do not directly identify you by name unless you voluntarily provide information through forms or other Site features and that information is linked with other data we hold.

6. How long cookies stay on your device

Cookies may remain on your device for different periods of time:

  • Session cookies are deleted when you close your browser.
  • Persistent cookies remain on your device until they expire or are deleted manually.

 

The specific duration depends on the purpose of the cookie and the provider that sets it.

7. Your choices and controls

You may have several options to manage cookies.

 

Browser Settings

Most web browsers allow you to:

  • view cookies stored on your device;
  • block some or all cookies;
  • delete cookies;
  • set preferences for certain websites.

Please note that disabling strictly necessary cookies may affect Site functionality.

 

Cookie Banner or Consent Tool

If our Site displays a cookie banner or consent tool, you may use it to accept, reject, or customize non-essential cookies, where required by applicable law.

 

Opt-Out Tools

Some analytics and advertising providers offer their own opt-out tools. Where applicable, you may use those tools directly through the provider’s platform.

8. Do Not Track

Some browsers offer a “Do Not Track” setting. Because there is no consistent industry standard for recognizing or honoring such signals, our Site may not respond to Do Not Track requests in all cases.

 

If we implement browser-based privacy signal recognition in the future, we may update this Cookie Notice accordingly.

9. Changes to this Cookie Notice

We may update this Cookie Notice from time to time to reflect changes in our practices, technologies, legal obligations, or Site features. When we do, we will update the “Last Updated” date at the top of this page.

 

Your continued use of the Site after any changes become effective means that the updated Cookie Notice applies to your interaction with the Site, subject to applicable law.

10. Contact us

If you have any questions about this Privacy Policy, please contact us:

Cover AI 
3400 Dundee Rd, Suite 150
Northbrook, IL 60062
Phone: (312) 395-0872
Email: info@coverai.net
National Producer Number (NPN): 21552626
Agency License #: 3003609556
Website: https://businessinsuranceusa.net

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